The Smartest Retirement Book You'll Ever Read: Achieve Your Retirement Dreams--in Any Economy

I first read this book over a year ago, having checked it out from the library when I was setting up a rollover IRA. Recently I was helping a relative with their investing, and checked out this book again. I decided to purchase a copy for my own resources. It is concise, easy to understand, and written so that most anyone can understand the concepts. Some reviewers have complained that it is too simple, but that's the point. It is aimed at the general consumer and investor who doesn't want to pay high fees trying to beat the market. I recommend it to anyone who is not completely sure if their investments are in the right assets, or who doesn't understand what their "advisor" has them putting money into. That was the case with my relative. Their retirement funds were being invested in equity-based variable annuities, INSIDE a tax-deferred fund, which is helping their insurance agent's fund but not so good for their own. When they asked me, "Why would he do this?" the best answer I had is that 1) he has no fiduciary responsibility to clients, and 2) these annuities pay high commissions to agents. Anyway, if you don't know what you're investing in nor why, then this is one of a few books I recommend reading before you start throwing money around. Oh yeah, each chapter is about two or three pages long, then ends with a highlighted "point". This is another negative from some reviewers but I really like it.

For everyone who worries about retirement and retirement planning, this book is for you! You'll feel a lot better once you understand how easy it is to manage your money (and your future) without fear, hard work or having to share your hard-earned money with a broker because you can do it all yourself if you want to. Read this book and take control of your financial future...you'll be glad that you did.

good.

In this book, the author provides excellent, short, sweet and to the point advice about how to invest for retirement, and not fall prey to investment options that can cost you much of your investments. The chapters are very short, and make the complex options of investments understandable - which is helpful for the layperson, not that familiar with the options and terms. Very helpful discussion of social security is included in later chapters as well as very helpful resources to go deeper into the subjects as one wishes.

The seller mostly send Xerox copy of the original book. The approach is not suitable for Indian people. Better to look for Indian authors.