Do the belly flaps have velcro and straps or just straps?

Just straps. There is no velcro that would irritate your dog.

Are there floatation panels under the belly?

Elizabeth.. There are not panels under the belly. However, the side panels are quite long so the amount of underside that is not supported is minimal. All of the red portion that you see in the photo has floatation. I hope this helps. - Brian

Would a Large be big enough for a 85lb Golden?

I would think so, but you really should measure his/her girth. I first ordered the medium for a 64 pound dog. The front strap was too short, but otherwise the jacket would have fit fine. The dogs girth was the top of the medium range, so we think the short strap was a manufacturing issue. So then we ordered a large. The large fit, but seemed big. We had to cinch the straps a lot. Unfortunately it fell apart just trying it on in the house so we never used it and just returned that one, too. But I would think it would fit a dog 20 pounds more than my dog. If you don't have a soft tape measure, wrap a leash or rope around the dog's girth and measure that.

Has anyone compared to ruffwear life coat? it looks similar to that pfd but with an extra handle in the rear

Yes. With the extra handle it is a bit longer along the back, helping senior dogs feel more secure in the water. The two handles provide the human more ease in moving a dog in and out of the water.

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Kurgo Surf n' Turf Life Jacket, Chili Red, Medium | Life Vest for Active Water Dogs, 2 Control Handles, 3 Adjustment Points, Reflective Trim, Leash Attachment, Machine Washable

Kurgo Surf n' Turf Life Jacket, Chili Red, Medium | Life Vest for Active Water Dogs, 2 Control Handles, 3 Adjustment Points, Reflective Trim, Leash Attachment, Machine Washable

Product ID: 215555070

Details

Chest Size
32 inches
Minimum Weight Recommendation
25 pounds
Neck Size
27 inches
Occasion
Birthday New
Size
Medium

🌟Reflective trim

🐕Active dog fit

🛟2 control handles

92648CFA

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Description

🐾 Keep your water-loving pup safe and stylish with Kurgo’s Surf n' Turf Life Jacket!

CUSTOMIZABLE FIT - Three adjustable straps ensure a snug, secure fit for medium breeds
DURABLE EASY CARE - Rugged ripstop nylon with neoprene liner, machine washable for hassle-free maintenance
DUAL CONTROL HANDLES - Two perpendicular handles for quick, safe water extraction
HIGH VISIBILITY SAFETY - Bright chili red color with reflective trim for low-light visibility
STREAMLINED ATHLETIC FIT - Designed for all-day comfort and active water dogs

The Kurgo Surf n' Turf Life Jacket in Chili Red is a medium-sized, waterproof dog life vest designed for active water dogs. Featuring a streamlined athletic fit, two sturdy control handles for easy water rescue, and reflective trim for enhanced visibility, it ensures safety and comfort. Adjustable straps provide a custom fit for dogs with 24-32 inch chest girth, while durable ripstop nylon and neoprene materials offer long-lasting wear. Machine washable and backed by a lifetime warranty, this life jacket is perfect for all water adventures.

Specifications

ASIN	B0888SWXFZ
ASIN	B0888SWXFZ
Additional Features	Durable, Lightweight, Reflective
Age Range Description	All Life Stages
Best Sellers Rank	#31,750 in Pet Supplies ( See Top 100 in Pet Supplies ) #73 in Dog Lifejackets
Brand Name	Kurgo
Breed Recommendation	Medium Breeds
Chest Size	32 inches
Closure Type	Buckle
Color	Red
Customer Reviews	4.6 4.6 out of 5 stars (1,058)
Date First Available	July 10, 2020
Dog Breed Size	Medium
Fabric Type	Nylon
Included Components	1 x Surf n' Turf Lifejacket
Item Type Name	Dog Lifejacket
Item model number	ZOG30-17149
League Name	NBA
Manufacturer	Radio Systems Corporation
Manufacturer	Radio Systems Corporation
Manufacturer Part Number	ZOG30-17149
Material Type	Neoprene, Nylon
Minimum Weight Recommendation	25 pounds
Model Number	ZOG30-17149
Neck Size	27 inches
Neck Style	Boat Neck
Number of Items	1
Occasion	Birthday, New Year, Thanksgiving
Package Dimensions	17.32 x 9.37 x 3.31 inches; 1.57 pounds
Pattern	Solid
Pet Type	Dog
Product Care Instructions	Machine Wash
Seasons	All
Size	Medium
Style	New Packaging
Target Species	Dog
Theme	Plain
UPC	729849171497
Unit Count	1 Count
Warranty Description	Lifetime Warranty
Water Resistance Level	Waterproof

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